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These statistics resemble generally in most other states. Which means the borrower will pay $400 - $500 in loan fees on a $400 loan. This really is absurd usury and really should be illegal because it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before."Some will say, that little man has to have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money this way, he is just digging an opening deeper and deeper, and he is not going to get out."Several states like New York have currently banned this form of predatory lending.

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